Raphy Timour Of PT Benefits Speaks For Business Owners In Pasadena Now Article On The Affordable Care Act (ACA)

As a co-founder of Pontrelli, Timour & Associates and a respected expert on the Affordable Care Act, Raphy Timour was interviewed by Pasadena Now about how ACA is affecting small to mid-sized business owners and their employees across Pasadena. Since so many business owners are trapped in the maze of the healthcare requirements, mandates and restrictions, Raphy Timour is stepping up to be the voice of the small to mid-sized business owner in trouble. The problem with the Affordable Care Act is that the good man in the middle is being squeezed once again. It is both a honor and an opportunity for Pasadena Now to give Raphy Timour a platform from which to help educate business owners who truly need help and support

A Voice Speaking For The ACA Embattled Business

In the Pasadena Now article, Raphy Timour describes the difficulties faced by one of the clients of PT Benefits:

aca, pasadena now

ACA Going Off The Rails

“We do the benefits for a small local restaurant and the owner is a woman in her early 60’s. She chose not to early renew. Over the years, to help offset the rising cost of healthcare, she moved to a higher deductible PPO plan. Although the out-of-pocket costs were greater, she chose to pay less each month in premiums. Her group benefits plan renews in March 2014 and her individual rate is going from $532 a month to $925 a month! Yes, her benefits are more extensive, but nowhere near justifying a 74% increase over last year. Why should a woman in her 60’s with adult children be required to have a plan that covers maternity and pediatric dental and vision?”

Why should business owners be penalized who actually have been doing the right thing for years? Why should they be hurt just so others can be helped? Does it seem fair that so many small to mid-sized business owners across not only Pasadena and Southern California, but across the entire country are being slammed so hard or are going to be slammed so hard in their pocketbooks by the Affordable Care Act? Why is Affordable even in the name of the act if the actual results turn out to be the exact opposite of this word – more expensive and more costly?

A Voice Needed Come ACA December Renewals

Since most business clients early renewed, they won’t be facing the real financial challenges of the Affordable Care Act until December. Come December, however, Raphy warns in the Pasadena Now article that “The fourth quarter is going to be a real wake-up call for most employers. There are going to be a lot of shocked and surprised people.” The goal of Pontrelli, Timour & Associates is to help our clients make this tough transition as easily as possible while raising awareness of these challenges in our community in general. To learn more about how ACA might affect your business, please call 626-795-4138 to reach Pontrelli, Timour & Associates and get the help your company truly needs.

Raphy Timour

About 

Co-Founder at Pontrelli, Timour & Associates, Inc.

A California native of Pasadena, Raphy Timour began his career at Automatic Data Processing as an outside sales representative, achieving President Club status each and every year at ADP. Wanting to provide clients with a more customercentric approach, Raphy Timour started Pontrelli, Timour & Associates, Inc. in 2003 with his childhood friend Chris Pontrelli. Raphy Timour has a Health & Insurance License from the California Department of Insurance.

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